To effectively manage financial affairs, you need three things: extensive knowledge, meticulous organization, and constant vigilance. Culumber, Harvey & Associates, P.A. provides all that and more, thanks to a complete range of consulting and advisory services to help you sort through the complexities of your financial environment.

We're proactive in serving each client's needs, providing helpful information and access to a wealth of resources on a regular basis.

Our consulting and planning services include:

• Investment Consulting
• Financial Planning to Achieve Specific Goals
• Retirement Planning
• Estate and Business Succession Planning
• Insurance Consulting

At Culumber, Harvey & Associates, P.A., we guide our clients through a full range of tax planning and preparation decisions with strategies that minimize your tax liabilities, maximize your cash flow and keep you on track to your financial goals. Our expertise, experience, analysis and thorough research allow us to optimize financial opportunities to be found in existing as well as recently altered tax laws. We are knowledgeable and up to date on the tax laws and can make sense of your receipts, bills and notices.

Third parties who rely on your financial statements often require an audit for assurance. Our detailed audits include:

1. Examination of your company's financial statements' adherence to generally accepted auditing standards
2. Examination of internal controls
3. Complete, substantial testing of the information underlying your financial statements
4. Documentation of our opinion as to whether the statements are fairly presented in conformity with generally accepted accounting principles

Accurate record-keeping is essential to a successful business yet can also be complicated and time consuming. Culumber, Harvey & Associates, P.A. can help you with the organization and day-to-day tasks of bookkeeping so that you can focus on your core business.

Culumber, Harvey & Associates, P.A.'s payroll services can help you reduce the time spent on administration through developing and implementing a computerized payroll system that will facilitate processing, timely payment and preparation of tax returns.

We are experienced in and provide services in preparation of compiled and reviewed financial statements.